LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,427
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,778
−HK$1,373/mo
Today · 4.125%
HK$46,151
baseline
▲ 0.50% · 4.625%
HK$48,959
+HK$2,808/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$92,302/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,312
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,608
−HK$1,315/mo
Today · 4.125%
HK$50,923
baseline
▲ 0.50% · 4.625%
HK$53,607
+HK$2,684/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$101,846/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,113
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$53,734
−HK$1,647/mo
Today · 4.125%
HK$55,381
baseline
▲ 0.50% · 4.625%
HK$58,750
+HK$3,369/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$110,762/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,975
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,530
−HK$1,577/mo
Today · 4.125%
HK$61,107
baseline
▲ 0.50% · 4.625%
HK$64,328
+HK$3,221/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$122,214/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,798
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,689
−HK$1,922/mo
Today · 4.125%
HK$64,611
baseline
▲ 0.50% · 4.625%
HK$68,542
+HK$3,931/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$129,222/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,637
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,451
−HK$1,841/mo
Today · 4.125%
HK$71,292
baseline
▲ 0.50% · 4.625%
HK$75,049
+HK$3,757/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$142,584/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,169
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$80,601
−HK$2,470/mo
Today · 4.125%
HK$83,071
baseline
▲ 0.50% · 4.625%
HK$88,126
+HK$5,055/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$166,142/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,962
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$89,295
−HK$2,366/mo
Today · 4.125%
HK$91,661
baseline
▲ 0.50% · 4.625%
HK$96,492
+HK$4,831/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$183,322/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,184 · Scale 2, in force from 26 Feb 2026)