LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,429
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$44,780
−HK$1,372/mo
Today · 4.125%
HK$46,152
baseline
▲ 0.50% · 4.625%
HK$48,960
+HK$2,808/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$92,304/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,314
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$49,610
−HK$1,314/mo
Today · 4.125%
HK$50,924
baseline
▲ 0.50% · 4.625%
HK$53,608
+HK$2,684/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$101,848/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,114
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$53,735
−HK$1,647/mo
Today · 4.125%
HK$55,382
baseline
▲ 0.50% · 4.625%
HK$58,752
+HK$3,370/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$110,764/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,977
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,532
−HK$1,577/mo
Today · 4.125%
HK$61,109
baseline
▲ 0.50% · 4.625%
HK$64,330
+HK$3,221/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$122,218/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,800
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,691
−HK$1,922/mo
Today · 4.125%
HK$64,613
baseline
▲ 0.50% · 4.625%
HK$68,544
+HK$3,931/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$129,226/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,639
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,454
−HK$1,840/mo
Today · 4.125%
HK$71,294
baseline
▲ 0.50% · 4.625%
HK$75,052
+HK$3,758/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$142,588/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,172
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$80,603
−HK$2,471/mo
Today · 4.125%
HK$83,074
baseline
▲ 0.50% · 4.625%
HK$88,128
+HK$5,054/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$166,148/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,965
−HK$4,698/mo
▼ 0.25% · 3.875%
HK$89,297
−HK$2,366/mo
Today · 4.125%
HK$91,663
baseline
▲ 0.50% · 4.625%
HK$96,495
+HK$4,832/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$183,326/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,207 · Scale 2, in force from 26 Feb 2026)