LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,430
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,781
−HK$1,373/mo
Today · 4.125%
HK$46,154
baseline
▲ 0.50% · 4.625%
HK$48,962
+HK$2,808/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$92,308/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,316
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$49,611
−HK$1,315/mo
Today · 4.125%
HK$50,926
baseline
▲ 0.50% · 4.625%
HK$53,610
+HK$2,684/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$101,852/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,116
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$53,737
−HK$1,647/mo
Today · 4.125%
HK$55,384
baseline
▲ 0.50% · 4.625%
HK$58,754
+HK$3,370/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$110,768/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,979
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,534
−HK$1,577/mo
Today · 4.125%
HK$61,111
baseline
▲ 0.50% · 4.625%
HK$64,332
+HK$3,221/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$122,222/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,802
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,693
−HK$1,922/mo
Today · 4.125%
HK$64,615
baseline
▲ 0.50% · 4.625%
HK$68,547
+HK$3,932/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$129,230/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,642
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$69,456
−HK$1,840/mo
Today · 4.125%
HK$71,296
baseline
▲ 0.50% · 4.625%
HK$75,054
+HK$3,758/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$142,592/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,174
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$80,606
−HK$2,470/mo
Today · 4.125%
HK$83,076
baseline
▲ 0.50% · 4.625%
HK$88,131
+HK$5,055/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$166,152/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,968
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$89,301
−HK$2,366/mo
Today · 4.125%
HK$91,667
baseline
▲ 0.50% · 4.625%
HK$96,499
+HK$4,832/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$183,334/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,232 · Scale 2, in force from 26 Feb 2026)