LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,433
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$44,784
−HK$1,372/mo
Today · 4.125%
HK$46,156
baseline
▲ 0.50% · 4.625%
HK$48,965
+HK$2,809/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$92,312/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,319
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$49,614
−HK$1,315/mo
Today · 4.125%
HK$50,929
baseline
▲ 0.50% · 4.625%
HK$53,614
+HK$2,685/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$101,858/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,119
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$53,741
−HK$1,647/mo
Today · 4.125%
HK$55,388
baseline
▲ 0.50% · 4.625%
HK$58,758
+HK$3,370/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$110,776/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,982
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$59,537
−HK$1,578/mo
Today · 4.125%
HK$61,115
baseline
▲ 0.50% · 4.625%
HK$64,336
+HK$3,221/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$122,230/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,806
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,697
−HK$1,922/mo
Today · 4.125%
HK$64,619
baseline
▲ 0.50% · 4.625%
HK$68,551
+HK$3,932/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$129,238/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,646
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,460
−HK$1,841/mo
Today · 4.125%
HK$71,301
baseline
▲ 0.50% · 4.625%
HK$75,059
+HK$3,758/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$142,602/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,179
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$80,611
−HK$2,471/mo
Today · 4.125%
HK$83,082
baseline
▲ 0.50% · 4.625%
HK$88,137
+HK$5,055/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$166,164/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,974
−HK$4,698/mo
▼ 0.25% · 3.875%
HK$89,306
−HK$2,366/mo
Today · 4.125%
HK$91,672
baseline
▲ 0.50% · 4.625%
HK$96,505
+HK$4,833/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$183,344/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,276 · Scale 2, in force from 26 Feb 2026)