LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,434
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$44,785
−HK$1,372/mo
Today · 4.125%
HK$46,157
baseline
▲ 0.50% · 4.625%
HK$48,966
+HK$2,809/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$92,314/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,319
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,615
−HK$1,315/mo
Today · 4.125%
HK$50,930
baseline
▲ 0.50% · 4.625%
HK$53,614
+HK$2,684/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$101,860/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,120
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$53,741
−HK$1,648/mo
Today · 4.125%
HK$55,389
baseline
▲ 0.50% · 4.625%
HK$58,759
+HK$3,370/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$110,778/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,983
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$59,538
−HK$1,578/mo
Today · 4.125%
HK$61,116
baseline
▲ 0.50% · 4.625%
HK$64,337
+HK$3,221/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$122,232/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,807
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,698
−HK$1,922/mo
Today · 4.125%
HK$64,620
baseline
▲ 0.50% · 4.625%
HK$68,552
+HK$3,932/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$129,240/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,647
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,461
−HK$1,841/mo
Today · 4.125%
HK$71,302
baseline
▲ 0.50% · 4.625%
HK$75,060
+HK$3,758/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$142,604/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,180
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$80,612
−HK$2,471/mo
Today · 4.125%
HK$83,083
baseline
▲ 0.50% · 4.625%
HK$88,138
+HK$5,055/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$166,166/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,975
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$89,307
−HK$2,367/mo
Today · 4.125%
HK$91,674
baseline
▲ 0.50% · 4.625%
HK$96,506
+HK$4,832/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$183,348/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,287 · Scale 2, in force from 26 Feb 2026)