LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,435
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$44,786
−HK$1,372/mo
Today · 4.125%
HK$46,158
baseline
▲ 0.50% · 4.625%
HK$48,967
+HK$2,809/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$92,316/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,321
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$49,616
−HK$1,315/mo
Today · 4.125%
HK$50,931
baseline
▲ 0.50% · 4.625%
HK$53,616
+HK$2,685/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$101,862/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,122
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$53,743
−HK$1,647/mo
Today · 4.125%
HK$55,390
baseline
▲ 0.50% · 4.625%
HK$58,760
+HK$3,370/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$110,780/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,985
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,540
−HK$1,577/mo
Today · 4.125%
HK$61,117
baseline
▲ 0.50% · 4.625%
HK$64,339
+HK$3,222/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$122,234/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,808
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$62,700
−HK$1,922/mo
Today · 4.125%
HK$64,622
baseline
▲ 0.50% · 4.625%
HK$68,554
+HK$3,932/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$129,244/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,649
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,463
−HK$1,841/mo
Today · 4.125%
HK$71,304
baseline
▲ 0.50% · 4.625%
HK$75,062
+HK$3,758/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$142,608/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,182
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$80,614
−HK$2,471/mo
Today · 4.125%
HK$83,085
baseline
▲ 0.50% · 4.625%
HK$88,141
+HK$5,056/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$166,170/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,977
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$89,310
−HK$2,366/mo
Today · 4.125%
HK$91,676
baseline
▲ 0.50% · 4.625%
HK$96,508
+HK$4,832/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$183,352/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,305 · Scale 2, in force from 26 Feb 2026)