LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,435
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,786
−HK$1,373/mo
Today · 4.125%
HK$46,159
baseline
▲ 0.50% · 4.625%
HK$48,967
+HK$2,808/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$92,318/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,321
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$49,617
−HK$1,314/mo
Today · 4.125%
HK$50,931
baseline
▲ 0.50% · 4.625%
HK$53,616
+HK$2,685/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$101,862/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,122
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$53,743
−HK$1,647/mo
Today · 4.125%
HK$55,390
baseline
▲ 0.50% · 4.625%
HK$58,761
+HK$3,371/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$110,780/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,985
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$59,540
−HK$1,578/mo
Today · 4.125%
HK$61,118
baseline
▲ 0.50% · 4.625%
HK$64,339
+HK$3,221/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$122,236/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,809
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,700
−HK$1,922/mo
Today · 4.125%
HK$64,622
baseline
▲ 0.50% · 4.625%
HK$68,554
+HK$3,932/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$129,244/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,649
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,463
−HK$1,841/mo
Today · 4.125%
HK$71,304
baseline
▲ 0.50% · 4.625%
HK$75,063
+HK$3,759/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$142,608/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,183
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$80,615
−HK$2,470/mo
Today · 4.125%
HK$83,085
baseline
▲ 0.50% · 4.625%
HK$88,141
+HK$5,056/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$166,170/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,977
−HK$4,700/mo
▼ 0.25% · 3.875%
HK$89,310
−HK$2,367/mo
Today · 4.125%
HK$91,677
baseline
▲ 0.50% · 4.625%
HK$96,509
+HK$4,832/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$183,354/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,308 · Scale 2, in force from 26 Feb 2026)