LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,435
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,786
−HK$1,373/mo
Today · 4.125%
HK$46,159
baseline
▲ 0.50% · 4.625%
HK$48,968
+HK$2,809/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$92,318/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,321
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,617
−HK$1,315/mo
Today · 4.125%
HK$50,932
baseline
▲ 0.50% · 4.625%
HK$53,617
+HK$2,685/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$101,864/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,122
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$53,744
−HK$1,647/mo
Today · 4.125%
HK$55,391
baseline
▲ 0.50% · 4.625%
HK$58,761
+HK$3,370/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$110,782/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,985
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$59,541
−HK$1,577/mo
Today · 4.125%
HK$61,118
baseline
▲ 0.50% · 4.625%
HK$64,340
+HK$3,222/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$122,236/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,809
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$62,701
−HK$1,922/mo
Today · 4.125%
HK$64,623
baseline
▲ 0.50% · 4.625%
HK$68,555
+HK$3,932/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$129,246/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,650
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,464
−HK$1,841/mo
Today · 4.125%
HK$71,305
baseline
▲ 0.50% · 4.625%
HK$75,063
+HK$3,758/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$142,610/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,183
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$80,615
−HK$2,471/mo
Today · 4.125%
HK$83,086
baseline
▲ 0.50% · 4.625%
HK$88,142
+HK$5,056/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$166,172/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,978
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$89,311
−HK$2,366/mo
Today · 4.125%
HK$91,677
baseline
▲ 0.50% · 4.625%
HK$96,510
+HK$4,833/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$183,354/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,314 · Scale 2, in force from 26 Feb 2026)