LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,436
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,787
−HK$1,373/mo
Today · 4.125%
HK$46,160
baseline
▲ 0.50% · 4.625%
HK$48,969
+HK$2,809/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$92,320/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,322
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,618
−HK$1,315/mo
Today · 4.125%
HK$50,933
baseline
▲ 0.50% · 4.625%
HK$53,618
+HK$2,685/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$101,866/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,123
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$53,745
−HK$1,647/mo
Today · 4.125%
HK$55,392
baseline
▲ 0.50% · 4.625%
HK$58,762
+HK$3,370/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$110,784/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,987
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,542
−HK$1,577/mo
Today · 4.125%
HK$61,119
baseline
▲ 0.50% · 4.625%
HK$64,341
+HK$3,222/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$122,238/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,810
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$62,702
−HK$1,922/mo
Today · 4.125%
HK$64,624
baseline
▲ 0.50% · 4.625%
HK$68,556
+HK$3,932/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$129,248/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,651
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,465
−HK$1,841/mo
Today · 4.125%
HK$71,306
baseline
▲ 0.50% · 4.625%
HK$75,065
+HK$3,759/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$142,612/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,185
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$80,617
−HK$2,471/mo
Today · 4.125%
HK$83,088
baseline
▲ 0.50% · 4.625%
HK$88,143
+HK$5,055/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$166,176/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,980
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$89,313
−HK$2,366/mo
Today · 4.125%
HK$91,679
baseline
▲ 0.50% · 4.625%
HK$96,512
+HK$4,833/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$183,358/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,328 · Scale 2, in force from 26 Feb 2026)