LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,437
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,789
−HK$1,372/mo
Today · 4.125%
HK$46,161
baseline
▲ 0.50% · 4.625%
HK$48,970
+HK$2,809/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$92,322/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,324
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,620
−HK$1,315/mo
Today · 4.125%
HK$50,935
baseline
▲ 0.50% · 4.625%
HK$53,619
+HK$2,684/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$101,870/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,125
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$53,746
−HK$1,648/mo
Today · 4.125%
HK$55,394
baseline
▲ 0.50% · 4.625%
HK$58,764
+HK$3,370/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$110,788/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,988
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$59,544
−HK$1,577/mo
Today · 4.125%
HK$61,121
baseline
▲ 0.50% · 4.625%
HK$64,343
+HK$3,222/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$122,242/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,812
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$62,704
−HK$1,922/mo
Today · 4.125%
HK$64,626
baseline
▲ 0.50% · 4.625%
HK$68,558
+HK$3,932/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$129,252/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,653
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,468
−HK$1,840/mo
Today · 4.125%
HK$71,308
baseline
▲ 0.50% · 4.625%
HK$75,067
+HK$3,759/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$142,616/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,187
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$80,620
−HK$2,470/mo
Today · 4.125%
HK$83,090
baseline
▲ 0.50% · 4.625%
HK$88,146
+HK$5,056/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$166,180/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,983
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$89,316
−HK$2,366/mo
Today · 4.125%
HK$91,682
baseline
▲ 0.50% · 4.625%
HK$96,515
+HK$4,833/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$183,364/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,352 · Scale 2, in force from 26 Feb 2026)