LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,439
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$44,790
−HK$1,372/mo
Today · 4.125%
HK$46,162
baseline
▲ 0.50% · 4.625%
HK$48,971
+HK$2,809/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$92,324/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,325
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,621
−HK$1,315/mo
Today · 4.125%
HK$50,936
baseline
▲ 0.50% · 4.625%
HK$53,621
+HK$2,685/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$101,872/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,126
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$53,748
−HK$1,647/mo
Today · 4.125%
HK$55,395
baseline
▲ 0.50% · 4.625%
HK$58,766
+HK$3,371/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$110,790/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,990
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$59,545
−HK$1,578/mo
Today · 4.125%
HK$61,123
baseline
▲ 0.50% · 4.625%
HK$64,345
+HK$3,222/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$122,246/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,814
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,706
−HK$1,921/mo
Today · 4.125%
HK$64,627
baseline
▲ 0.50% · 4.625%
HK$68,560
+HK$3,933/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$129,254/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,655
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,469
−HK$1,841/mo
Today · 4.125%
HK$71,310
baseline
▲ 0.50% · 4.625%
HK$75,069
+HK$3,759/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$142,620/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,189
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$80,621
−HK$2,471/mo
Today · 4.125%
HK$83,092
baseline
▲ 0.50% · 4.625%
HK$88,148
+HK$5,056/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$166,184/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,985
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$89,318
−HK$2,366/mo
Today · 4.125%
HK$91,684
baseline
▲ 0.50% · 4.625%
HK$96,517
+HK$4,833/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$183,368/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,369 · Scale 2, in force from 26 Feb 2026)