LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,440
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$44,792
−HK$1,373/mo
Today · 4.125%
HK$46,165
baseline
▲ 0.50% · 4.625%
HK$48,974
+HK$2,809/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$92,330/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,327
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,623
−HK$1,315/mo
Today · 4.125%
HK$50,938
baseline
▲ 0.50% · 4.625%
HK$53,623
+HK$2,685/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$101,876/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,129
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$53,750
−HK$1,648/mo
Today · 4.125%
HK$55,398
baseline
▲ 0.50% · 4.625%
HK$58,768
+HK$3,370/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$110,796/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,993
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$59,548
−HK$1,578/mo
Today · 4.125%
HK$61,126
baseline
▲ 0.50% · 4.625%
HK$64,348
+HK$3,222/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$122,252/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,817
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,708
−HK$1,922/mo
Today · 4.125%
HK$64,630
baseline
▲ 0.50% · 4.625%
HK$68,563
+HK$3,933/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$129,260/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,658
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,472
−HK$1,841/mo
Today · 4.125%
HK$71,313
baseline
▲ 0.50% · 4.625%
HK$75,072
+HK$3,759/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$142,626/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,193
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$80,625
−HK$2,471/mo
Today · 4.125%
HK$83,096
baseline
▲ 0.50% · 4.625%
HK$88,152
+HK$5,056/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$166,192/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,989
−HK$4,700/mo
▼ 0.25% · 3.875%
HK$89,322
−HK$2,367/mo
Today · 4.125%
HK$91,689
baseline
▲ 0.50% · 4.625%
HK$96,522
+HK$4,833/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$183,378/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,402 · Scale 2, in force from 26 Feb 2026)