LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,442
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,794
−HK$1,372/mo
Today · 4.125%
HK$46,166
baseline
▲ 0.50% · 4.625%
HK$48,976
+HK$2,810/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$92,332/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,329
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,625
−HK$1,315/mo
Today · 4.125%
HK$50,940
baseline
▲ 0.50% · 4.625%
HK$53,625
+HK$2,685/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$101,880/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,131
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$53,752
−HK$1,648/mo
Today · 4.125%
HK$55,400
baseline
▲ 0.50% · 4.625%
HK$58,771
+HK$3,371/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$110,800/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,995
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$59,550
−HK$1,578/mo
Today · 4.125%
HK$61,128
baseline
▲ 0.50% · 4.625%
HK$64,350
+HK$3,222/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$122,256/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,819
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$62,711
−HK$1,922/mo
Today · 4.125%
HK$64,633
baseline
▲ 0.50% · 4.625%
HK$68,566
+HK$3,933/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$129,266/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,661
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,475
−HK$1,841/mo
Today · 4.125%
HK$71,316
baseline
▲ 0.50% · 4.625%
HK$75,075
+HK$3,759/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$142,632/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,196
−HK$4,904/mo
▼ 0.25% · 3.875%
HK$80,628
−HK$2,472/mo
Today · 4.125%
HK$83,100
baseline
▲ 0.50% · 4.625%
HK$88,156
+HK$5,056/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$166,200/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,992
−HK$4,700/mo
▼ 0.25% · 3.875%
HK$89,325
−HK$2,367/mo
Today · 4.125%
HK$91,692
baseline
▲ 0.50% · 4.625%
HK$96,525
+HK$4,833/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$183,384/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,431 · Scale 2, in force from 26 Feb 2026)