LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,443
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,794
−HK$1,373/mo
Today · 4.125%
HK$46,167
baseline
▲ 0.50% · 4.625%
HK$48,976
+HK$2,809/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$92,334/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,329
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,626
−HK$1,314/mo
Today · 4.125%
HK$50,940
baseline
▲ 0.50% · 4.625%
HK$53,626
+HK$2,686/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$101,880/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,131
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$53,753
−HK$1,647/mo
Today · 4.125%
HK$55,400
baseline
▲ 0.50% · 4.625%
HK$58,771
+HK$3,371/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$110,800/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,995
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,551
−HK$1,578/mo
Today · 4.125%
HK$61,129
baseline
▲ 0.50% · 4.625%
HK$64,351
+HK$3,222/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$122,258/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,820
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,711
−HK$1,922/mo
Today · 4.125%
HK$64,633
baseline
▲ 0.50% · 4.625%
HK$68,566
+HK$3,933/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$129,266/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,661
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$69,476
−HK$1,841/mo
Today · 4.125%
HK$71,317
baseline
▲ 0.50% · 4.625%
HK$75,076
+HK$3,759/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$142,634/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,197
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$80,629
−HK$2,471/mo
Today · 4.125%
HK$83,100
baseline
▲ 0.50% · 4.625%
HK$88,157
+HK$5,057/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$166,200/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,993
−HK$4,700/mo
▼ 0.25% · 3.875%
HK$89,326
−HK$2,367/mo
Today · 4.125%
HK$91,693
baseline
▲ 0.50% · 4.625%
HK$96,526
+HK$4,833/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$183,386/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,435 · Scale 2, in force from 26 Feb 2026)