LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,445
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,796
−HK$1,373/mo
Today · 4.125%
HK$46,169
baseline
▲ 0.50% · 4.625%
HK$48,978
+HK$2,809/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$92,338/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,332
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,628
−HK$1,315/mo
Today · 4.125%
HK$50,943
baseline
▲ 0.50% · 4.625%
HK$53,628
+HK$2,685/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$101,886/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,134
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$53,755
−HK$1,648/mo
Today · 4.125%
HK$55,403
baseline
▲ 0.50% · 4.625%
HK$58,774
+HK$3,371/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$110,806/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,998
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,554
−HK$1,578/mo
Today · 4.125%
HK$61,132
baseline
▲ 0.50% · 4.625%
HK$64,354
+HK$3,222/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$122,264/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,823
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$62,715
−HK$1,922/mo
Today · 4.125%
HK$64,637
baseline
▲ 0.50% · 4.625%
HK$68,570
+HK$3,933/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$129,274/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,665
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,479
−HK$1,841/mo
Today · 4.125%
HK$71,320
baseline
▲ 0.50% · 4.625%
HK$75,080
+HK$3,760/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$142,640/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,201
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$80,633
−HK$2,471/mo
Today · 4.125%
HK$83,104
baseline
▲ 0.50% · 4.625%
HK$88,161
+HK$5,057/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$166,208/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,997
−HK$4,700/mo
▼ 0.25% · 3.875%
HK$89,330
−HK$2,367/mo
Today · 4.125%
HK$91,697
baseline
▲ 0.50% · 4.625%
HK$96,531
+HK$4,834/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$183,394/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,471 · Scale 2, in force from 26 Feb 2026)