LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,445
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$44,797
−HK$1,373/mo
Today · 4.125%
HK$46,170
baseline
▲ 0.50% · 4.625%
HK$48,979
+HK$2,809/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$92,340/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,333
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,629
−HK$1,315/mo
Today · 4.125%
HK$50,944
baseline
▲ 0.50% · 4.625%
HK$53,629
+HK$2,685/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$101,888/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,135
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$53,756
−HK$1,648/mo
Today · 4.125%
HK$55,404
baseline
▲ 0.50% · 4.625%
HK$58,775
+HK$3,371/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$110,808/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,999
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,555
−HK$1,578/mo
Today · 4.125%
HK$61,133
baseline
▲ 0.50% · 4.625%
HK$64,355
+HK$3,222/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$122,266/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,824
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$62,716
−HK$1,922/mo
Today · 4.125%
HK$64,638
baseline
▲ 0.50% · 4.625%
HK$68,571
+HK$3,933/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$129,276/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,666
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$69,481
−HK$1,841/mo
Today · 4.125%
HK$71,322
baseline
▲ 0.50% · 4.625%
HK$75,081
+HK$3,759/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$142,644/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,202
−HK$4,904/mo
▼ 0.25% · 3.875%
HK$80,634
−HK$2,472/mo
Today · 4.125%
HK$83,106
baseline
▲ 0.50% · 4.625%
HK$88,163
+HK$5,057/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$166,212/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,999
−HK$4,700/mo
▼ 0.25% · 3.875%
HK$89,332
−HK$2,367/mo
Today · 4.125%
HK$91,699
baseline
▲ 0.50% · 4.625%
HK$96,533
+HK$4,834/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$183,398/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,484 · Scale 2, in force from 26 Feb 2026)