LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,446
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$44,797
−HK$1,374/mo
Today · 4.125%
HK$46,171
baseline
▲ 0.50% · 4.625%
HK$48,980
+HK$2,809/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$92,342/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,333
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,630
−HK$1,315/mo
Today · 4.125%
HK$50,945
baseline
▲ 0.50% · 4.625%
HK$53,630
+HK$2,685/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$101,890/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,135
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,757
−HK$1,648/mo
Today · 4.125%
HK$55,405
baseline
▲ 0.50% · 4.625%
HK$58,776
+HK$3,371/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$110,810/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,000
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,556
−HK$1,578/mo
Today · 4.125%
HK$61,134
baseline
▲ 0.50% · 4.625%
HK$64,356
+HK$3,222/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$122,268/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,825
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$62,716
−HK$1,923/mo
Today · 4.125%
HK$64,639
baseline
▲ 0.50% · 4.625%
HK$68,572
+HK$3,933/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$129,278/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,667
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,481
−HK$1,841/mo
Today · 4.125%
HK$71,322
baseline
▲ 0.50% · 4.625%
HK$75,082
+HK$3,760/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$142,644/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,203
−HK$4,904/mo
▼ 0.25% · 3.875%
HK$80,635
−HK$2,472/mo
Today · 4.125%
HK$83,107
baseline
▲ 0.50% · 4.625%
HK$88,164
+HK$5,057/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$166,214/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,000
−HK$4,700/mo
▼ 0.25% · 3.875%
HK$89,333
−HK$2,367/mo
Today · 4.125%
HK$91,700
baseline
▲ 0.50% · 4.625%
HK$96,534
+HK$4,834/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$183,400/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,494 · Scale 2, in force from 26 Feb 2026)