LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,447
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,798
−HK$1,373/mo
Today · 4.125%
HK$46,171
baseline
▲ 0.50% · 4.625%
HK$48,981
+HK$2,810/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$92,342/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,334
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,630
−HK$1,315/mo
Today · 4.125%
HK$50,945
baseline
▲ 0.50% · 4.625%
HK$53,631
+HK$2,686/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$101,890/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,136
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$53,758
−HK$1,647/mo
Today · 4.125%
HK$55,405
baseline
▲ 0.50% · 4.625%
HK$58,777
+HK$3,372/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$110,810/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,001
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$59,556
−HK$1,578/mo
Today · 4.125%
HK$61,134
baseline
▲ 0.50% · 4.625%
HK$64,357
+HK$3,223/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$122,268/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,825
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$62,717
−HK$1,923/mo
Today · 4.125%
HK$64,640
baseline
▲ 0.50% · 4.625%
HK$68,573
+HK$3,933/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$129,280/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,668
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,482
−HK$1,841/mo
Today · 4.125%
HK$71,323
baseline
▲ 0.50% · 4.625%
HK$75,083
+HK$3,760/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$142,646/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,204
−HK$4,904/mo
▼ 0.25% · 3.875%
HK$80,637
−HK$2,471/mo
Today · 4.125%
HK$83,108
baseline
▲ 0.50% · 4.625%
HK$88,165
+HK$5,057/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$166,216/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,001
−HK$4,701/mo
▼ 0.25% · 3.875%
HK$89,334
−HK$2,368/mo
Today · 4.125%
HK$91,702
baseline
▲ 0.50% · 4.625%
HK$96,535
+HK$4,833/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$183,404/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,503 · Scale 2, in force from 26 Feb 2026)