LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,448
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,799
−HK$1,373/mo
Today · 4.125%
HK$46,172
baseline
▲ 0.50% · 4.625%
HK$48,982
+HK$2,810/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$92,344/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,335
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,631
−HK$1,316/mo
Today · 4.125%
HK$50,947
baseline
▲ 0.50% · 4.625%
HK$53,632
+HK$2,685/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$101,894/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,137
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,759
−HK$1,648/mo
Today · 4.125%
HK$55,407
baseline
▲ 0.50% · 4.625%
HK$58,778
+HK$3,371/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$110,814/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,002
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,558
−HK$1,578/mo
Today · 4.125%
HK$61,136
baseline
▲ 0.50% · 4.625%
HK$64,358
+HK$3,222/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$122,272/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,827
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$62,719
−HK$1,922/mo
Today · 4.125%
HK$64,641
baseline
▲ 0.50% · 4.625%
HK$68,574
+HK$3,933/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$129,282/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,669
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$69,484
−HK$1,841/mo
Today · 4.125%
HK$71,325
baseline
▲ 0.50% · 4.625%
HK$75,085
+HK$3,760/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$142,650/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,206
−HK$4,904/mo
▼ 0.25% · 3.875%
HK$80,639
−HK$2,471/mo
Today · 4.125%
HK$83,110
baseline
▲ 0.50% · 4.625%
HK$88,167
+HK$5,057/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$166,220/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,003
−HK$4,701/mo
▼ 0.25% · 3.875%
HK$89,337
−HK$2,367/mo
Today · 4.125%
HK$91,704
baseline
▲ 0.50% · 4.625%
HK$96,538
+HK$4,834/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$183,408/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,521 · Scale 2, in force from 26 Feb 2026)