LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,450
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,801
−HK$1,373/mo
Today · 4.125%
HK$46,174
baseline
▲ 0.50% · 4.625%
HK$48,984
+HK$2,810/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$92,348/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,337
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,634
−HK$1,315/mo
Today · 4.125%
HK$50,949
baseline
▲ 0.50% · 4.625%
HK$53,634
+HK$2,685/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$101,898/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,139
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,761
−HK$1,648/mo
Today · 4.125%
HK$55,409
baseline
▲ 0.50% · 4.625%
HK$58,781
+HK$3,372/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$110,818/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,005
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$59,560
−HK$1,578/mo
Today · 4.125%
HK$61,138
baseline
▲ 0.50% · 4.625%
HK$64,361
+HK$3,223/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$122,276/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,829
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$62,721
−HK$1,923/mo
Today · 4.125%
HK$64,644
baseline
▲ 0.50% · 4.625%
HK$68,577
+HK$3,933/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$129,288/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,672
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$69,487
−HK$1,841/mo
Today · 4.125%
HK$71,328
baseline
▲ 0.50% · 4.625%
HK$75,088
+HK$3,760/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$142,656/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,209
−HK$4,905/mo
▼ 0.25% · 3.875%
HK$80,642
−HK$2,472/mo
Today · 4.125%
HK$83,114
baseline
▲ 0.50% · 4.625%
HK$88,171
+HK$5,057/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$166,228/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,007
−HK$4,701/mo
▼ 0.25% · 3.875%
HK$89,340
−HK$2,368/mo
Today · 4.125%
HK$91,708
baseline
▲ 0.50% · 4.625%
HK$96,542
+HK$4,834/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$183,416/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,550 · Scale 2, in force from 26 Feb 2026)