LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,450
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$44,802
−HK$1,373/mo
Today · 4.125%
HK$46,175
baseline
▲ 0.50% · 4.625%
HK$48,984
+HK$2,809/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$92,350/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,338
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,634
−HK$1,315/mo
Today · 4.125%
HK$50,949
baseline
▲ 0.50% · 4.625%
HK$53,635
+HK$2,686/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$101,898/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,140
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,762
−HK$1,648/mo
Today · 4.125%
HK$55,410
baseline
▲ 0.50% · 4.625%
HK$58,781
+HK$3,371/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$110,820/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,005
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,561
−HK$1,578/mo
Today · 4.125%
HK$61,139
baseline
▲ 0.50% · 4.625%
HK$64,362
+HK$3,223/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$122,278/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,830
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$62,722
−HK$1,923/mo
Today · 4.125%
HK$64,645
baseline
▲ 0.50% · 4.625%
HK$68,578
+HK$3,933/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$129,290/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,673
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$69,488
−HK$1,841/mo
Today · 4.125%
HK$71,329
baseline
▲ 0.50% · 4.625%
HK$75,089
+HK$3,760/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$142,658/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,210
−HK$4,905/mo
▼ 0.25% · 3.875%
HK$80,643
−HK$2,472/mo
Today · 4.125%
HK$83,115
baseline
▲ 0.50% · 4.625%
HK$88,172
+HK$5,057/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$166,230/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,008
−HK$4,701/mo
▼ 0.25% · 3.875%
HK$89,341
−HK$2,368/mo
Today · 4.125%
HK$91,709
baseline
▲ 0.50% · 4.625%
HK$96,543
+HK$4,834/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$183,418/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,559 · Scale 2, in force from 26 Feb 2026)