LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,452
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$44,803
−HK$1,374/mo
Today · 4.125%
HK$46,177
baseline
▲ 0.50% · 4.625%
HK$48,986
+HK$2,809/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$92,354/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,340
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,636
−HK$1,315/mo
Today · 4.125%
HK$50,951
baseline
▲ 0.50% · 4.625%
HK$53,637
+HK$2,686/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$101,902/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,142
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,764
−HK$1,648/mo
Today · 4.125%
HK$55,412
baseline
▲ 0.50% · 4.625%
HK$58,784
+HK$3,372/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$110,824/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,008
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,563
−HK$1,579/mo
Today · 4.125%
HK$61,142
baseline
▲ 0.50% · 4.625%
HK$64,365
+HK$3,223/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$122,284/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,833
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$62,725
−HK$1,922/mo
Today · 4.125%
HK$64,647
baseline
▲ 0.50% · 4.625%
HK$68,581
+HK$3,934/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$129,294/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,676
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$69,491
−HK$1,841/mo
Today · 4.125%
HK$71,332
baseline
▲ 0.50% · 4.625%
HK$75,092
+HK$3,760/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$142,664/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,213
−HK$4,905/mo
▼ 0.25% · 3.875%
HK$80,646
−HK$2,472/mo
Today · 4.125%
HK$83,118
baseline
▲ 0.50% · 4.625%
HK$88,176
+HK$5,058/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$166,236/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,012
−HK$4,701/mo
▼ 0.25% · 3.875%
HK$89,345
−HK$2,368/mo
Today · 4.125%
HK$91,713
baseline
▲ 0.50% · 4.625%
HK$96,547
+HK$4,834/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$183,426/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,589 · Scale 2, in force from 26 Feb 2026)