LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,453
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,804
−HK$1,373/mo
Today · 4.125%
HK$46,177
baseline
▲ 0.50% · 4.625%
HK$48,987
+HK$2,810/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$92,354/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,341
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,637
−HK$1,315/mo
Today · 4.125%
HK$50,952
baseline
▲ 0.50% · 4.625%
HK$53,638
+HK$2,686/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$101,904/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,143
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,765
−HK$1,648/mo
Today · 4.125%
HK$55,413
baseline
▲ 0.50% · 4.625%
HK$58,785
+HK$3,372/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$110,826/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,009
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,564
−HK$1,579/mo
Today · 4.125%
HK$61,143
baseline
▲ 0.50% · 4.625%
HK$64,366
+HK$3,223/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$122,286/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,834
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$62,726
−HK$1,922/mo
Today · 4.125%
HK$64,648
baseline
▲ 0.50% · 4.625%
HK$68,582
+HK$3,934/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$129,296/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,677
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$69,492
−HK$1,841/mo
Today · 4.125%
HK$71,333
baseline
▲ 0.50% · 4.625%
HK$75,093
+HK$3,760/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$142,666/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,215
−HK$4,904/mo
▼ 0.25% · 3.875%
HK$80,648
−HK$2,471/mo
Today · 4.125%
HK$83,119
baseline
▲ 0.50% · 4.625%
HK$88,177
+HK$5,058/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$166,238/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,013
−HK$4,701/mo
▼ 0.25% · 3.875%
HK$89,347
−HK$2,367/mo
Today · 4.125%
HK$91,714
baseline
▲ 0.50% · 4.625%
HK$96,548
+HK$4,834/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$183,428/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,601 · Scale 2, in force from 26 Feb 2026)