LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,456
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$44,807
−HK$1,374/mo
Today · 4.125%
HK$46,181
baseline
▲ 0.50% · 4.625%
HK$48,991
+HK$2,810/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$92,362/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,344
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,640
−HK$1,316/mo
Today · 4.125%
HK$50,956
baseline
▲ 0.50% · 4.625%
HK$53,642
+HK$2,686/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$101,912/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,147
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,769
−HK$1,648/mo
Today · 4.125%
HK$55,417
baseline
▲ 0.50% · 4.625%
HK$58,789
+HK$3,372/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$110,834/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,013
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,568
−HK$1,579/mo
Today · 4.125%
HK$61,147
baseline
▲ 0.50% · 4.625%
HK$64,370
+HK$3,223/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$122,294/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,838
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$62,730
−HK$1,923/mo
Today · 4.125%
HK$64,653
baseline
▲ 0.50% · 4.625%
HK$68,587
+HK$3,934/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$129,306/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,681
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$69,497
−HK$1,841/mo
Today · 4.125%
HK$71,338
baseline
▲ 0.50% · 4.625%
HK$75,098
+HK$3,760/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$142,676/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,220
−HK$4,905/mo
▼ 0.25% · 3.875%
HK$80,653
−HK$2,472/mo
Today · 4.125%
HK$83,125
baseline
▲ 0.50% · 4.625%
HK$88,183
+HK$5,058/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$166,250/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,019
−HK$4,701/mo
▼ 0.25% · 3.875%
HK$89,353
−HK$2,367/mo
Today · 4.125%
HK$91,720
baseline
▲ 0.50% · 4.625%
HK$96,555
+HK$4,835/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$183,440/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,649 · Scale 2, in force from 26 Feb 2026)