LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,456
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$44,808
−HK$1,373/mo
Today · 4.125%
HK$46,181
baseline
▲ 0.50% · 4.625%
HK$48,991
+HK$2,810/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$92,362/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,345
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,641
−HK$1,315/mo
Today · 4.125%
HK$50,956
baseline
▲ 0.50% · 4.625%
HK$53,642
+HK$2,686/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$101,912/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,147
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$53,770
−HK$1,648/mo
Today · 4.125%
HK$55,418
baseline
▲ 0.50% · 4.625%
HK$58,790
+HK$3,372/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$110,836/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,013
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,569
−HK$1,579/mo
Today · 4.125%
HK$61,148
baseline
▲ 0.50% · 4.625%
HK$64,371
+HK$3,223/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$122,296/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,839
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$62,731
−HK$1,923/mo
Today · 4.125%
HK$64,654
baseline
▲ 0.50% · 4.625%
HK$68,588
+HK$3,934/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$129,308/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,682
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$69,498
−HK$1,841/mo
Today · 4.125%
HK$71,339
baseline
▲ 0.50% · 4.625%
HK$75,099
+HK$3,760/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$142,678/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,221
−HK$4,905/mo
▼ 0.25% · 3.875%
HK$80,654
−HK$2,472/mo
Today · 4.125%
HK$83,126
baseline
▲ 0.50% · 4.625%
HK$88,184
+HK$5,058/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$166,252/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,020
−HK$4,702/mo
▼ 0.25% · 3.875%
HK$89,354
−HK$2,368/mo
Today · 4.125%
HK$91,722
baseline
▲ 0.50% · 4.625%
HK$96,556
+HK$4,834/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$183,444/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,660 · Scale 2, in force from 26 Feb 2026)