LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,458
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$44,810
−HK$1,373/mo
Today · 4.125%
HK$46,183
baseline
▲ 0.50% · 4.625%
HK$48,993
+HK$2,810/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$92,366/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,346
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,643
−HK$1,315/mo
Today · 4.125%
HK$50,958
baseline
▲ 0.50% · 4.625%
HK$53,644
+HK$2,686/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$101,916/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,149
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$53,772
−HK$1,648/mo
Today · 4.125%
HK$55,420
baseline
▲ 0.50% · 4.625%
HK$58,792
+HK$3,372/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$110,840/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,016
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,572
−HK$1,578/mo
Today · 4.125%
HK$61,150
baseline
▲ 0.50% · 4.625%
HK$64,373
+HK$3,223/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$122,300/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,841
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$62,733
−HK$1,923/mo
Today · 4.125%
HK$64,656
baseline
▲ 0.50% · 4.625%
HK$68,590
+HK$3,934/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$129,312/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,685
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$69,500
−HK$1,842/mo
Today · 4.125%
HK$71,342
baseline
▲ 0.50% · 4.625%
HK$75,102
+HK$3,760/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$142,684/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,224
−HK$4,905/mo
▼ 0.25% · 3.875%
HK$80,657
−HK$2,472/mo
Today · 4.125%
HK$83,129
baseline
▲ 0.50% · 4.625%
HK$88,188
+HK$5,059/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$166,258/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,023
−HK$4,702/mo
▼ 0.25% · 3.875%
HK$89,357
−HK$2,368/mo
Today · 4.125%
HK$91,725
baseline
▲ 0.50% · 4.625%
HK$96,560
+HK$4,835/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$183,450/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,687 · Scale 2, in force from 26 Feb 2026)