LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,460
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$44,811
−HK$1,374/mo
Today · 4.125%
HK$46,185
baseline
▲ 0.50% · 4.625%
HK$48,995
+HK$2,810/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$92,370/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,348
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,645
−HK$1,315/mo
Today · 4.125%
HK$50,960
baseline
▲ 0.50% · 4.625%
HK$53,647
+HK$2,687/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$101,920/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,151
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$53,774
−HK$1,648/mo
Today · 4.125%
HK$55,422
baseline
▲ 0.50% · 4.625%
HK$58,794
+HK$3,372/mo
Deposit HK$7.62M · loan HK$11.44M · min. income ≈ HK$110,844/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,018
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,574
−HK$1,579/mo
Today · 4.125%
HK$61,153
baseline
▲ 0.50% · 4.625%
HK$64,376
+HK$3,223/mo
Deposit HK$7.62M · loan HK$11.44M · min. income ≈ HK$122,306/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,843
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$62,736
−HK$1,923/mo
Today · 4.125%
HK$64,659
baseline
▲ 0.50% · 4.625%
HK$68,593
+HK$3,934/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$129,318/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,688
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$69,503
−HK$1,842/mo
Today · 4.125%
HK$71,345
baseline
▲ 0.50% · 4.625%
HK$75,105
+HK$3,760/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$142,690/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,227
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$80,661
−HK$2,472/mo
Today · 4.125%
HK$83,133
baseline
▲ 0.50% · 4.625%
HK$88,191
+HK$5,058/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$166,266/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,027
−HK$4,702/mo
▼ 0.25% · 3.875%
HK$89,361
−HK$2,368/mo
Today · 4.125%
HK$91,729
baseline
▲ 0.50% · 4.625%
HK$96,564
+HK$4,835/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$183,458/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,716 · Scale 2, in force from 26 Feb 2026)