LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,462
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$44,814
−HK$1,373/mo
Today · 4.125%
HK$46,187
baseline
▲ 0.50% · 4.625%
HK$48,998
+HK$2,811/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$92,374/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,351
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,648
−HK$1,315/mo
Today · 4.125%
HK$50,963
baseline
▲ 0.50% · 4.625%
HK$53,649
+HK$2,686/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$101,926/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,154
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$53,776
−HK$1,649/mo
Today · 4.125%
HK$55,425
baseline
▲ 0.50% · 4.625%
HK$58,797
+HK$3,372/mo
Deposit HK$7.62M · loan HK$11.44M · min. income ≈ HK$110,850/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,021
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,577
−HK$1,579/mo
Today · 4.125%
HK$61,156
baseline
▲ 0.50% · 4.625%
HK$64,379
+HK$3,223/mo
Deposit HK$7.62M · loan HK$11.44M · min. income ≈ HK$122,312/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,847
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$62,739
−HK$1,923/mo
Today · 4.125%
HK$64,662
baseline
▲ 0.50% · 4.625%
HK$68,597
+HK$3,935/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$129,324/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,691
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$69,507
−HK$1,841/mo
Today · 4.125%
HK$71,348
baseline
▲ 0.50% · 4.625%
HK$75,109
+HK$3,761/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$142,696/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,231
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$80,665
−HK$2,472/mo
Today · 4.125%
HK$83,137
baseline
▲ 0.50% · 4.625%
HK$88,196
+HK$5,059/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$166,274/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,031
−HK$4,703/mo
▼ 0.25% · 3.875%
HK$89,366
−HK$2,368/mo
Today · 4.125%
HK$91,734
baseline
▲ 0.50% · 4.625%
HK$96,569
+HK$4,835/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$183,468/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,753 · Scale 2, in force from 26 Feb 2026)