LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,463
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,815
−HK$1,374/mo
Today · 4.125%
HK$46,189
baseline
▲ 0.50% · 4.625%
HK$48,999
+HK$2,810/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$92,378/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$714,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,352
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,649
−HK$1,315/mo
Today · 4.125%
HK$50,964
baseline
▲ 0.50% · 4.625%
HK$53,651
+HK$2,687/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$101,928/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$714,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,156
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,778
−HK$1,648/mo
Today · 4.125%
HK$55,426
baseline
▲ 0.50% · 4.625%
HK$58,799
+HK$3,373/mo
Deposit HK$7.62M · loan HK$11.44M · min. income ≈ HK$110,852/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,023
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,579
−HK$1,578/mo
Today · 4.125%
HK$61,157
baseline
▲ 0.50% · 4.625%
HK$64,381
+HK$3,224/mo
Deposit HK$7.62M · loan HK$11.44M · min. income ≈ HK$122,314/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,848
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$62,741
−HK$1,923/mo
Today · 4.125%
HK$64,664
baseline
▲ 0.50% · 4.625%
HK$68,599
+HK$3,935/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$129,328/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,693
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$69,509
−HK$1,841/mo
Today · 4.125%
HK$71,350
baseline
▲ 0.50% · 4.625%
HK$75,111
+HK$3,761/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$142,700/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,233
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$80,667
−HK$2,472/mo
Today · 4.125%
HK$83,139
baseline
▲ 0.50% · 4.625%
HK$88,198
+HK$5,059/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$166,278/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,034
−HK$4,702/mo
▼ 0.25% · 3.875%
HK$89,368
−HK$2,368/mo
Today · 4.125%
HK$91,736
baseline
▲ 0.50% · 4.625%
HK$96,572
+HK$4,836/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$183,472/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,772 · Scale 2, in force from 26 Feb 2026)