LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,463
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,815
−HK$1,374/mo
Today · 4.125%
HK$46,189
baseline
▲ 0.50% · 4.625%
HK$48,999
+HK$2,810/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$92,378/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$714,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,353
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,649
−HK$1,316/mo
Today · 4.125%
HK$50,965
baseline
▲ 0.50% · 4.625%
HK$53,651
+HK$2,686/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$101,930/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$714,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,156
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$53,778
−HK$1,649/mo
Today · 4.125%
HK$55,427
baseline
▲ 0.50% · 4.625%
HK$58,799
+HK$3,372/mo
Deposit HK$7.62M · loan HK$11.44M · min. income ≈ HK$110,854/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,023
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,579
−HK$1,579/mo
Today · 4.125%
HK$61,158
baseline
▲ 0.50% · 4.625%
HK$64,382
+HK$3,224/mo
Deposit HK$7.62M · loan HK$11.44M · min. income ≈ HK$122,316/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,849
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$62,741
−HK$1,923/mo
Today · 4.125%
HK$64,664
baseline
▲ 0.50% · 4.625%
HK$68,599
+HK$3,935/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$129,328/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,694
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$69,509
−HK$1,842/mo
Today · 4.125%
HK$71,351
baseline
▲ 0.50% · 4.625%
HK$75,112
+HK$3,761/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$142,702/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,234
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$80,668
−HK$2,472/mo
Today · 4.125%
HK$83,140
baseline
▲ 0.50% · 4.625%
HK$88,199
+HK$5,059/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$166,280/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,035
−HK$4,702/mo
▼ 0.25% · 3.875%
HK$89,369
−HK$2,368/mo
Today · 4.125%
HK$91,737
baseline
▲ 0.50% · 4.625%
HK$96,572
+HK$4,835/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$183,474/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,778 · Scale 2, in force from 26 Feb 2026)