LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,464
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,816
−HK$1,374/mo
Today · 4.125%
HK$46,190
baseline
▲ 0.50% · 4.625%
HK$49,000
+HK$2,810/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$92,380/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$714,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,353
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,650
−HK$1,316/mo
Today · 4.125%
HK$50,966
baseline
▲ 0.50% · 4.625%
HK$53,652
+HK$2,686/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$101,932/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$714,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,157
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$53,779
−HK$1,649/mo
Today · 4.125%
HK$55,428
baseline
▲ 0.50% · 4.625%
HK$58,800
+HK$3,372/mo
Deposit HK$7.62M · loan HK$11.44M · min. income ≈ HK$110,856/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,024
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,580
−HK$1,579/mo
Today · 4.125%
HK$61,159
baseline
▲ 0.50% · 4.625%
HK$64,383
+HK$3,224/mo
Deposit HK$7.62M · loan HK$11.44M · min. income ≈ HK$122,318/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,850
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$62,742
−HK$1,923/mo
Today · 4.125%
HK$64,665
baseline
▲ 0.50% · 4.625%
HK$68,600
+HK$3,935/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$129,330/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,695
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$69,510
−HK$1,842/mo
Today · 4.125%
HK$71,352
baseline
▲ 0.50% · 4.625%
HK$75,113
+HK$3,761/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$142,704/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,235
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$80,669
−HK$2,472/mo
Today · 4.125%
HK$83,141
baseline
▲ 0.50% · 4.625%
HK$88,200
+HK$5,059/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$166,282/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,036
−HK$4,702/mo
▼ 0.25% · 3.875%
HK$89,370
−HK$2,368/mo
Today · 4.125%
HK$91,738
baseline
▲ 0.50% · 4.625%
HK$96,574
+HK$4,836/mo
Deposit HK$1.91M · loan HK$17.15M · min. income ≈ HK$183,476/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,789 · Scale 2, in force from 26 Feb 2026)