LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,466
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,818
−HK$1,374/mo
Today · 4.125%
HK$46,192
baseline
▲ 0.50% · 4.625%
HK$49,003
+HK$2,811/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$92,384/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$714,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,356
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,653
−HK$1,315/mo
Today · 4.125%
HK$50,968
baseline
▲ 0.50% · 4.625%
HK$53,655
+HK$2,687/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$101,936/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$714,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,160
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,782
−HK$1,648/mo
Today · 4.125%
HK$55,430
baseline
▲ 0.50% · 4.625%
HK$58,803
+HK$3,373/mo
Deposit HK$7.62M · loan HK$11.44M · min. income ≈ HK$110,860/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,027
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,583
−HK$1,579/mo
Today · 4.125%
HK$61,162
baseline
▲ 0.50% · 4.625%
HK$64,386
+HK$3,224/mo
Deposit HK$7.62M · loan HK$11.44M · min. income ≈ HK$122,324/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,853
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$62,746
−HK$1,923/mo
Today · 4.125%
HK$64,669
baseline
▲ 0.50% · 4.625%
HK$68,604
+HK$3,935/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$129,338/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,698
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$69,514
−HK$1,842/mo
Today · 4.125%
HK$71,356
baseline
▲ 0.50% · 4.625%
HK$75,117
+HK$3,761/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$142,712/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,239
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$80,673
−HK$2,473/mo
Today · 4.125%
HK$83,146
baseline
▲ 0.50% · 4.625%
HK$88,205
+HK$5,059/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$166,292/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,040
−HK$4,703/mo
▼ 0.25% · 3.875%
HK$89,375
−HK$2,368/mo
Today · 4.125%
HK$91,743
baseline
▲ 0.50% · 4.625%
HK$96,579
+HK$4,836/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$183,486/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,826 · Scale 2, in force from 26 Feb 2026)