LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,467
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,819
−HK$1,374/mo
Today · 4.125%
HK$46,193
baseline
▲ 0.50% · 4.625%
HK$49,003
+HK$2,810/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$92,386/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$714,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,357
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,653
−HK$1,316/mo
Today · 4.125%
HK$50,969
baseline
▲ 0.50% · 4.625%
HK$53,656
+HK$2,687/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$101,938/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$714,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,160
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$53,783
−HK$1,648/mo
Today · 4.125%
HK$55,431
baseline
▲ 0.50% · 4.625%
HK$58,804
+HK$3,373/mo
Deposit HK$7.62M · loan HK$11.44M · min. income ≈ HK$110,862/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,028
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,584
−HK$1,579/mo
Today · 4.125%
HK$61,163
baseline
▲ 0.50% · 4.625%
HK$64,387
+HK$3,224/mo
Deposit HK$7.62M · loan HK$11.44M · min. income ≈ HK$122,326/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,854
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$62,747
−HK$1,923/mo
Today · 4.125%
HK$64,670
baseline
▲ 0.50% · 4.625%
HK$68,605
+HK$3,935/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$129,340/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,699
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$69,515
−HK$1,842/mo
Today · 4.125%
HK$71,357
baseline
▲ 0.50% · 4.625%
HK$75,118
+HK$3,761/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$142,714/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,241
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$80,674
−HK$2,473/mo
Today · 4.125%
HK$83,147
baseline
▲ 0.50% · 4.625%
HK$88,206
+HK$5,059/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$166,294/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,042
−HK$4,702/mo
▼ 0.25% · 3.875%
HK$89,376
−HK$2,368/mo
Today · 4.125%
HK$91,744
baseline
▲ 0.50% · 4.625%
HK$96,580
+HK$4,836/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$183,488/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,837 · Scale 2, in force from 26 Feb 2026)