LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,469
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,821
−HK$1,374/mo
Today · 4.125%
HK$46,195
baseline
▲ 0.50% · 4.625%
HK$49,006
+HK$2,811/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$92,390/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$714,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,359
−HK$2,612/mo
▼ 0.25% · 3.875%
HK$49,656
−HK$1,315/mo
Today · 4.125%
HK$50,971
baseline
▲ 0.50% · 4.625%
HK$53,658
+HK$2,687/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$101,942/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$714,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,163
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$53,785
−HK$1,649/mo
Today · 4.125%
HK$55,434
baseline
▲ 0.50% · 4.625%
HK$58,807
+HK$3,373/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$110,868/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,030
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,587
−HK$1,579/mo
Today · 4.125%
HK$61,166
baseline
▲ 0.50% · 4.625%
HK$64,390
+HK$3,224/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$122,332/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,856
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$62,749
−HK$1,924/mo
Today · 4.125%
HK$64,673
baseline
▲ 0.50% · 4.625%
HK$68,608
+HK$3,935/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$129,346/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,702
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$69,518
−HK$1,842/mo
Today · 4.125%
HK$71,360
baseline
▲ 0.50% · 4.625%
HK$75,121
+HK$3,761/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$142,720/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,244
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$80,678
−HK$2,472/mo
Today · 4.125%
HK$83,150
baseline
▲ 0.50% · 4.625%
HK$88,210
+HK$5,060/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$166,300/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,046
−HK$4,702/mo
▼ 0.25% · 3.875%
HK$89,380
−HK$2,368/mo
Today · 4.125%
HK$91,748
baseline
▲ 0.50% · 4.625%
HK$96,585
+HK$4,837/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$183,496/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,868 · Scale 2, in force from 26 Feb 2026)