LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,471
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,823
−HK$1,374/mo
Today · 4.125%
HK$46,197
baseline
▲ 0.50% · 4.625%
HK$49,008
+HK$2,811/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$92,394/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$714,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,361
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,658
−HK$1,316/mo
Today · 4.125%
HK$50,974
baseline
▲ 0.50% · 4.625%
HK$53,661
+HK$2,687/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$101,948/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$714,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,165
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$53,788
−HK$1,648/mo
Today · 4.125%
HK$55,436
baseline
▲ 0.50% · 4.625%
HK$58,810
+HK$3,374/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$110,872/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,033
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,590
−HK$1,579/mo
Today · 4.125%
HK$61,169
baseline
▲ 0.50% · 4.625%
HK$64,393
+HK$3,224/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$122,338/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,859
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$62,753
−HK$1,923/mo
Today · 4.125%
HK$64,676
baseline
▲ 0.50% · 4.625%
HK$68,611
+HK$3,935/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$129,352/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,706
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$69,521
−HK$1,842/mo
Today · 4.125%
HK$71,363
baseline
▲ 0.50% · 4.625%
HK$75,125
+HK$3,762/mo
Deposit HK$5.72M · loan HK$13.34M · min. income ≈ HK$142,726/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,248
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$80,682
−HK$2,473/mo
Today · 4.125%
HK$83,155
baseline
▲ 0.50% · 4.625%
HK$88,214
+HK$5,059/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$166,310/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,050
−HK$4,703/mo
▼ 0.25% · 3.875%
HK$89,385
−HK$2,368/mo
Today · 4.125%
HK$91,753
baseline
▲ 0.50% · 4.625%
HK$96,589
+HK$4,836/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$183,506/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,904 · Scale 2, in force from 26 Feb 2026)