LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,473
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,825
−HK$1,374/mo
Today · 4.125%
HK$46,199
baseline
▲ 0.50% · 4.625%
HK$49,010
+HK$2,811/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$92,398/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$714,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,363
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,660
−HK$1,316/mo
Today · 4.125%
HK$50,976
baseline
▲ 0.50% · 4.625%
HK$53,663
+HK$2,687/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$101,952/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$714,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,168
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$53,790
−HK$1,649/mo
Today · 4.125%
HK$55,439
baseline
▲ 0.50% · 4.625%
HK$58,812
+HK$3,373/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$110,878/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,036
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,593
−HK$1,579/mo
Today · 4.125%
HK$61,172
baseline
▲ 0.50% · 4.625%
HK$64,396
+HK$3,224/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$122,344/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,862
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$62,755
−HK$1,924/mo
Today · 4.125%
HK$64,679
baseline
▲ 0.50% · 4.625%
HK$68,614
+HK$3,935/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$129,358/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,709
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$69,525
−HK$1,842/mo
Today · 4.125%
HK$71,367
baseline
▲ 0.50% · 4.625%
HK$75,129
+HK$3,762/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$142,734/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,252
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$80,686
−HK$2,473/mo
Today · 4.125%
HK$83,159
baseline
▲ 0.50% · 4.625%
HK$88,219
+HK$5,060/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$166,318/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,054
−HK$4,703/mo
▼ 0.25% · 3.875%
HK$89,389
−HK$2,368/mo
Today · 4.125%
HK$91,757
baseline
▲ 0.50% · 4.625%
HK$96,594
+HK$4,837/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$183,514/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,938 · Scale 2, in force from 26 Feb 2026)