LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,474
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,826
−HK$1,374/mo
Today · 4.125%
HK$46,200
baseline
▲ 0.50% · 4.625%
HK$49,011
+HK$2,811/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$92,400/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$714,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,364
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,661
−HK$1,316/mo
Today · 4.125%
HK$50,977
baseline
▲ 0.50% · 4.625%
HK$53,664
+HK$2,687/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$101,954/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$714,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,168
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,791
−HK$1,649/mo
Today · 4.125%
HK$55,440
baseline
▲ 0.50% · 4.625%
HK$58,813
+HK$3,373/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$110,880/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,037
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,593
−HK$1,579/mo
Today · 4.125%
HK$61,172
baseline
▲ 0.50% · 4.625%
HK$64,397
+HK$3,225/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$122,344/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$714,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,863
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$62,756
−HK$1,924/mo
Today · 4.125%
HK$64,680
baseline
▲ 0.50% · 4.625%
HK$68,615
+HK$3,935/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$129,360/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,710
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$69,526
−HK$1,842/mo
Today · 4.125%
HK$71,368
baseline
▲ 0.50% · 4.625%
HK$75,130
+HK$3,762/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$142,736/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,253
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$80,687
−HK$2,473/mo
Today · 4.125%
HK$83,160
baseline
▲ 0.50% · 4.625%
HK$88,220
+HK$5,060/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$166,320/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,055
−HK$4,704/mo
▼ 0.25% · 3.875%
HK$89,390
−HK$2,369/mo
Today · 4.125%
HK$91,759
baseline
▲ 0.50% · 4.625%
HK$96,595
+HK$4,836/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$183,518/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,948 · Scale 2, in force from 26 Feb 2026)