LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,477
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,830
−HK$1,374/mo
Today · 4.125%
HK$46,204
baseline
▲ 0.50% · 4.625%
HK$49,015
+HK$2,811/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$92,408/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,368
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,665
−HK$1,316/mo
Today · 4.125%
HK$50,981
baseline
▲ 0.50% · 4.625%
HK$53,668
+HK$2,687/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$101,962/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,173
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$53,795
−HK$1,649/mo
Today · 4.125%
HK$55,444
baseline
▲ 0.50% · 4.625%
HK$58,818
+HK$3,374/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$110,888/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$715,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,041
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,598
−HK$1,579/mo
Today · 4.125%
HK$61,177
baseline
▲ 0.50% · 4.625%
HK$64,402
+HK$3,225/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$122,354/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$715,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,868
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$62,761
−HK$1,924/mo
Today · 4.125%
HK$64,685
baseline
▲ 0.50% · 4.625%
HK$68,621
+HK$3,936/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$129,370/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,715
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$69,531
−HK$1,843/mo
Today · 4.125%
HK$71,374
baseline
▲ 0.50% · 4.625%
HK$75,136
+HK$3,762/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$142,748/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,259
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$80,693
−HK$2,473/mo
Today · 4.125%
HK$83,166
baseline
▲ 0.50% · 4.625%
HK$88,227
+HK$5,061/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$166,332/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,062
−HK$4,704/mo
▼ 0.25% · 3.875%
HK$89,397
−HK$2,369/mo
Today · 4.125%
HK$91,766
baseline
▲ 0.50% · 4.625%
HK$96,603
+HK$4,837/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$183,532/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,005 · Scale 2, in force from 26 Feb 2026)