LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,479
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,832
−HK$1,374/mo
Today · 4.125%
HK$46,206
baseline
▲ 0.50% · 4.625%
HK$49,017
+HK$2,811/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$92,412/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,370
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,667
−HK$1,316/mo
Today · 4.125%
HK$50,983
baseline
▲ 0.50% · 4.625%
HK$53,671
+HK$2,688/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$101,966/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,175
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,798
−HK$1,649/mo
Today · 4.125%
HK$55,447
baseline
▲ 0.50% · 4.625%
HK$58,821
+HK$3,374/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$110,894/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$715,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,044
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,601
−HK$1,579/mo
Today · 4.125%
HK$61,180
baseline
▲ 0.50% · 4.625%
HK$64,405
+HK$3,225/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$122,360/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$715,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,871
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$62,764
−HK$1,924/mo
Today · 4.125%
HK$64,688
baseline
▲ 0.50% · 4.625%
HK$68,624
+HK$3,936/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$129,376/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,718
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$69,534
−HK$1,843/mo
Today · 4.125%
HK$71,377
baseline
▲ 0.50% · 4.625%
HK$75,139
+HK$3,762/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$142,754/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,262
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$80,697
−HK$2,473/mo
Today · 4.125%
HK$83,170
baseline
▲ 0.50% · 4.625%
HK$88,231
+HK$5,061/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$166,340/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,066
−HK$4,704/mo
▼ 0.25% · 3.875%
HK$89,401
−HK$2,369/mo
Today · 4.125%
HK$91,770
baseline
▲ 0.50% · 4.625%
HK$96,607
+HK$4,837/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$183,540/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,037 · Scale 2, in force from 26 Feb 2026)