LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,480
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,832
−HK$1,374/mo
Today · 4.125%
HK$46,206
baseline
▲ 0.50% · 4.625%
HK$49,018
+HK$2,812/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$92,412/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,371
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,668
−HK$1,316/mo
Today · 4.125%
HK$50,984
baseline
▲ 0.50% · 4.625%
HK$53,671
+HK$2,687/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$101,968/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,175
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,798
−HK$1,649/mo
Today · 4.125%
HK$55,447
baseline
▲ 0.50% · 4.625%
HK$58,821
+HK$3,374/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$110,894/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$715,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,045
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,601
−HK$1,580/mo
Today · 4.125%
HK$61,181
baseline
▲ 0.50% · 4.625%
HK$64,406
+HK$3,225/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$122,362/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$715,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,871
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$62,765
−HK$1,924/mo
Today · 4.125%
HK$64,689
baseline
▲ 0.50% · 4.625%
HK$68,625
+HK$3,936/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$129,378/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,719
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$69,535
−HK$1,842/mo
Today · 4.125%
HK$71,377
baseline
▲ 0.50% · 4.625%
HK$75,140
+HK$3,763/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$142,754/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,263
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$80,698
−HK$2,473/mo
Today · 4.125%
HK$83,171
baseline
▲ 0.50% · 4.625%
HK$88,232
+HK$5,061/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$166,342/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,067
−HK$4,704/mo
▼ 0.25% · 3.875%
HK$89,402
−HK$2,369/mo
Today · 4.125%
HK$91,771
baseline
▲ 0.50% · 4.625%
HK$96,608
+HK$4,837/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$183,542/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,045 · Scale 2, in force from 26 Feb 2026)