LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,481
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,833
−HK$1,374/mo
Today · 4.125%
HK$46,207
baseline
▲ 0.50% · 4.625%
HK$49,019
+HK$2,812/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$92,414/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,372
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,669
−HK$1,316/mo
Today · 4.125%
HK$50,985
baseline
▲ 0.50% · 4.625%
HK$53,673
+HK$2,688/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$101,970/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,177
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,800
−HK$1,649/mo
Today · 4.125%
HK$55,449
baseline
▲ 0.50% · 4.625%
HK$58,823
+HK$3,374/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$110,898/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$715,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,046
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,603
−HK$1,579/mo
Today · 4.125%
HK$61,182
baseline
▲ 0.50% · 4.625%
HK$64,407
+HK$3,225/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$122,364/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$715,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,873
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$62,766
−HK$1,924/mo
Today · 4.125%
HK$64,690
baseline
▲ 0.50% · 4.625%
HK$68,626
+HK$3,936/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$129,380/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,720
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$69,537
−HK$1,842/mo
Today · 4.125%
HK$71,379
baseline
▲ 0.50% · 4.625%
HK$75,142
+HK$3,763/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$142,758/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,265
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$80,700
−HK$2,473/mo
Today · 4.125%
HK$83,173
baseline
▲ 0.50% · 4.625%
HK$88,234
+HK$5,061/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$166,346/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,069
−HK$4,704/mo
▼ 0.25% · 3.875%
HK$89,404
−HK$2,369/mo
Today · 4.125%
HK$91,773
baseline
▲ 0.50% · 4.625%
HK$96,611
+HK$4,838/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$183,546/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,062 · Scale 2, in force from 26 Feb 2026)