LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,482
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$44,834
−HK$1,374/mo
Today · 4.125%
HK$46,208
baseline
▲ 0.50% · 4.625%
HK$49,020
+HK$2,812/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$92,416/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,373
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,670
−HK$1,316/mo
Today · 4.125%
HK$50,986
baseline
▲ 0.50% · 4.625%
HK$53,674
+HK$2,688/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$101,972/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,178
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,801
−HK$1,649/mo
Today · 4.125%
HK$55,450
baseline
▲ 0.50% · 4.625%
HK$58,824
+HK$3,374/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$110,900/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$715,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,048
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,604
−HK$1,580/mo
Today · 4.125%
HK$61,184
baseline
▲ 0.50% · 4.625%
HK$64,409
+HK$3,225/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$122,368/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$715,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,874
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$62,768
−HK$1,924/mo
Today · 4.125%
HK$64,692
baseline
▲ 0.50% · 4.625%
HK$68,628
+HK$3,936/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$129,384/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,722
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$69,538
−HK$1,843/mo
Today · 4.125%
HK$71,381
baseline
▲ 0.50% · 4.625%
HK$75,143
+HK$3,762/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$142,762/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,267
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$80,702
−HK$2,473/mo
Today · 4.125%
HK$83,175
baseline
▲ 0.50% · 4.625%
HK$88,236
+HK$5,061/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$166,350/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,071
−HK$4,704/mo
▼ 0.25% · 3.875%
HK$89,406
−HK$2,369/mo
Today · 4.125%
HK$91,775
baseline
▲ 0.50% · 4.625%
HK$96,613
+HK$4,838/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$183,550/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,079 · Scale 2, in force from 26 Feb 2026)