LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,483
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,836
−HK$1,374/mo
Today · 4.125%
HK$46,210
baseline
▲ 0.50% · 4.625%
HK$49,022
+HK$2,812/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$92,420/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,375
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,672
−HK$1,316/mo
Today · 4.125%
HK$50,988
baseline
▲ 0.50% · 4.625%
HK$53,676
+HK$2,688/mo
Deposit HK$9.53M · loan HK$9.53M · min. income ≈ HK$101,976/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,180
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,803
−HK$1,649/mo
Today · 4.125%
HK$55,452
baseline
▲ 0.50% · 4.625%
HK$58,826
+HK$3,374/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$110,904/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$715,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,050
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,607
−HK$1,579/mo
Today · 4.125%
HK$61,186
baseline
▲ 0.50% · 4.625%
HK$64,411
+HK$3,225/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$122,372/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$715,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,877
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$62,770
−HK$1,924/mo
Today · 4.125%
HK$64,694
baseline
▲ 0.50% · 4.625%
HK$68,631
+HK$3,937/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$129,388/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,725
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$69,541
−HK$1,843/mo
Today · 4.125%
HK$71,384
baseline
▲ 0.50% · 4.625%
HK$75,146
+HK$3,762/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$142,768/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,270
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$80,705
−HK$2,473/mo
Today · 4.125%
HK$83,178
baseline
▲ 0.50% · 4.625%
HK$88,240
+HK$5,062/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$166,356/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,075
−HK$4,704/mo
▼ 0.25% · 3.875%
HK$89,410
−HK$2,369/mo
Today · 4.125%
HK$91,779
baseline
▲ 0.50% · 4.625%
HK$96,617
+HK$4,838/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$183,558/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,107 · Scale 2, in force from 26 Feb 2026)