LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,485
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,838
−HK$1,374/mo
Today · 4.125%
HK$46,212
baseline
▲ 0.50% · 4.625%
HK$49,024
+HK$2,812/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$92,424/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,377
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$49,675
−HK$1,316/mo
Today · 4.125%
HK$50,991
baseline
▲ 0.50% · 4.625%
HK$53,679
+HK$2,688/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$101,982/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,183
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,806
−HK$1,649/mo
Today · 4.125%
HK$55,455
baseline
▲ 0.50% · 4.625%
HK$58,829
+HK$3,374/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$110,910/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$715,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,053
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,610
−HK$1,579/mo
Today · 4.125%
HK$61,189
baseline
▲ 0.50% · 4.625%
HK$64,414
+HK$3,225/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$122,378/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$715,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,880
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$62,773
−HK$1,924/mo
Today · 4.125%
HK$64,697
baseline
▲ 0.50% · 4.625%
HK$68,634
+HK$3,937/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$129,394/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,728
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$69,544
−HK$1,843/mo
Today · 4.125%
HK$71,387
baseline
▲ 0.50% · 4.625%
HK$75,150
+HK$3,763/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$142,774/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,274
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$80,709
−HK$2,473/mo
Today · 4.125%
HK$83,182
baseline
▲ 0.50% · 4.625%
HK$88,244
+HK$5,062/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$166,364/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,079
−HK$4,705/mo
▼ 0.25% · 3.875%
HK$89,414
−HK$2,370/mo
Today · 4.125%
HK$91,784
baseline
▲ 0.50% · 4.625%
HK$96,622
+HK$4,838/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$183,568/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,142 · Scale 2, in force from 26 Feb 2026)