LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,486
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,839
−HK$1,374/mo
Today · 4.125%
HK$46,213
baseline
▲ 0.50% · 4.625%
HK$49,025
+HK$2,812/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$92,426/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,378
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$49,675
−HK$1,317/mo
Today · 4.125%
HK$50,992
baseline
▲ 0.50% · 4.625%
HK$53,679
+HK$2,687/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$101,984/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,183
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$53,807
−HK$1,649/mo
Today · 4.125%
HK$55,456
baseline
▲ 0.50% · 4.625%
HK$58,830
+HK$3,374/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$110,912/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$715,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,053
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,610
−HK$1,580/mo
Today · 4.125%
HK$61,190
baseline
▲ 0.50% · 4.625%
HK$64,415
+HK$3,225/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$122,380/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$715,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,881
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$62,774
−HK$1,924/mo
Today · 4.125%
HK$64,698
baseline
▲ 0.50% · 4.625%
HK$68,635
+HK$3,937/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$129,396/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,729
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$69,545
−HK$1,843/mo
Today · 4.125%
HK$71,388
baseline
▲ 0.50% · 4.625%
HK$75,151
+HK$3,763/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$142,776/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,275
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$80,710
−HK$2,474/mo
Today · 4.125%
HK$83,184
baseline
▲ 0.50% · 4.625%
HK$88,245
+HK$5,061/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$166,368/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,080
−HK$4,705/mo
▼ 0.25% · 3.875%
HK$89,416
−HK$2,369/mo
Today · 4.125%
HK$91,785
baseline
▲ 0.50% · 4.625%
HK$96,623
+HK$4,838/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$183,570/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,152 · Scale 2, in force from 26 Feb 2026)