LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,487
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,839
−HK$1,375/mo
Today · 4.125%
HK$46,214
baseline
▲ 0.50% · 4.625%
HK$49,026
+HK$2,812/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$92,428/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,379
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$49,676
−HK$1,316/mo
Today · 4.125%
HK$50,992
baseline
▲ 0.50% · 4.625%
HK$53,680
+HK$2,688/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$101,984/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,184
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$53,807
−HK$1,650/mo
Today · 4.125%
HK$55,457
baseline
▲ 0.50% · 4.625%
HK$58,831
+HK$3,374/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$110,914/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$715,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,054
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,611
−HK$1,580/mo
Today · 4.125%
HK$61,191
baseline
▲ 0.50% · 4.625%
HK$64,416
+HK$3,225/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$122,382/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$715,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,881
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$62,775
−HK$1,924/mo
Today · 4.125%
HK$64,699
baseline
▲ 0.50% · 4.625%
HK$68,636
+HK$3,937/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$129,398/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,730
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$69,547
−HK$1,842/mo
Today · 4.125%
HK$71,389
baseline
▲ 0.50% · 4.625%
HK$75,152
+HK$3,763/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$142,778/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,276
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$80,711
−HK$2,474/mo
Today · 4.125%
HK$83,185
baseline
▲ 0.50% · 4.625%
HK$88,246
+HK$5,061/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$166,370/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,081
−HK$4,705/mo
▼ 0.25% · 3.875%
HK$89,417
−HK$2,369/mo
Today · 4.125%
HK$91,786
baseline
▲ 0.50% · 4.625%
HK$96,624
+HK$4,838/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$183,572/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,163 · Scale 2, in force from 26 Feb 2026)