LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,488
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,841
−HK$1,374/mo
Today · 4.125%
HK$46,215
baseline
▲ 0.50% · 4.625%
HK$49,028
+HK$2,813/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$92,430/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,380
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$49,678
−HK$1,316/mo
Today · 4.125%
HK$50,994
baseline
▲ 0.50% · 4.625%
HK$53,682
+HK$2,688/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$101,988/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,186
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,809
−HK$1,649/mo
Today · 4.125%
HK$55,458
baseline
▲ 0.50% · 4.625%
HK$58,833
+HK$3,375/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$110,916/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$715,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,056
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,613
−HK$1,580/mo
Today · 4.125%
HK$61,193
baseline
▲ 0.50% · 4.625%
HK$64,419
+HK$3,226/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$122,386/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$715,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,884
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$62,777
−HK$1,925/mo
Today · 4.125%
HK$64,702
baseline
▲ 0.50% · 4.625%
HK$68,639
+HK$3,937/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$129,404/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,732
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$69,549
−HK$1,843/mo
Today · 4.125%
HK$71,392
baseline
▲ 0.50% · 4.625%
HK$75,155
+HK$3,763/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$142,784/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,279
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$80,714
−HK$2,474/mo
Today · 4.125%
HK$83,188
baseline
▲ 0.50% · 4.625%
HK$88,250
+HK$5,062/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$166,376/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,085
−HK$4,704/mo
▼ 0.25% · 3.875%
HK$89,420
−HK$2,369/mo
Today · 4.125%
HK$91,789
baseline
▲ 0.50% · 4.625%
HK$96,628
+HK$4,839/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$183,578/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,188 · Scale 2, in force from 26 Feb 2026)