LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,489
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,841
−HK$1,375/mo
Today · 4.125%
HK$46,216
baseline
▲ 0.50% · 4.625%
HK$49,028
+HK$2,812/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$92,432/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,381
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$49,678
−HK$1,317/mo
Today · 4.125%
HK$50,995
baseline
▲ 0.50% · 4.625%
HK$53,683
+HK$2,688/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$101,990/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,186
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$53,810
−HK$1,649/mo
Today · 4.125%
HK$55,459
baseline
▲ 0.50% · 4.625%
HK$58,833
+HK$3,374/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$110,918/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$715,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,057
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,614
−HK$1,579/mo
Today · 4.125%
HK$61,193
baseline
▲ 0.50% · 4.625%
HK$64,419
+HK$3,226/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$122,386/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$715,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,884
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$62,778
−HK$1,924/mo
Today · 4.125%
HK$64,702
baseline
▲ 0.50% · 4.625%
HK$68,639
+HK$3,937/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$129,404/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,733
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$69,550
−HK$1,842/mo
Today · 4.125%
HK$71,392
baseline
▲ 0.50% · 4.625%
HK$75,156
+HK$3,764/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$142,784/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,280
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$80,715
−HK$2,473/mo
Today · 4.125%
HK$83,188
baseline
▲ 0.50% · 4.625%
HK$88,250
+HK$5,062/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$166,376/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,085
−HK$4,705/mo
▼ 0.25% · 3.875%
HK$89,421
−HK$2,369/mo
Today · 4.125%
HK$91,790
baseline
▲ 0.50% · 4.625%
HK$96,629
+HK$4,839/mo
Deposit HK$1.91M · loan HK$17.16M · min. income ≈ HK$183,580/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,194 · Scale 2, in force from 26 Feb 2026)