LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,491
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,844
−HK$1,374/mo
Today · 4.125%
HK$46,218
baseline
▲ 0.50% · 4.625%
HK$49,031
+HK$2,813/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$92,436/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,383
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$49,681
−HK$1,316/mo
Today · 4.125%
HK$50,997
baseline
▲ 0.50% · 4.625%
HK$53,685
+HK$2,688/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$101,994/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,189
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$53,813
−HK$1,649/mo
Today · 4.125%
HK$55,462
baseline
▲ 0.50% · 4.625%
HK$58,837
+HK$3,375/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$110,924/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$715,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,060
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,617
−HK$1,580/mo
Today · 4.125%
HK$61,197
baseline
▲ 0.50% · 4.625%
HK$64,422
+HK$3,225/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$122,394/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$715,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,887
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$62,781
−HK$1,925/mo
Today · 4.125%
HK$64,706
baseline
▲ 0.50% · 4.625%
HK$68,643
+HK$3,937/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$129,412/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,737
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$69,553
−HK$1,843/mo
Today · 4.125%
HK$71,396
baseline
▲ 0.50% · 4.625%
HK$75,160
+HK$3,764/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$142,792/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,284
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$80,719
−HK$2,474/mo
Today · 4.125%
HK$83,193
baseline
▲ 0.50% · 4.625%
HK$88,255
+HK$5,062/mo
Deposit HK$1.91M · loan HK$17.17M · min. income ≈ HK$166,386/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,090
−HK$4,705/mo
▼ 0.25% · 3.875%
HK$89,426
−HK$2,369/mo
Today · 4.125%
HK$91,795
baseline
▲ 0.50% · 4.625%
HK$96,634
+HK$4,839/mo
Deposit HK$1.91M · loan HK$17.17M · min. income ≈ HK$183,590/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,232 · Scale 2, in force from 26 Feb 2026)