LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,491
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$44,844
−HK$1,374/mo
Today · 4.125%
HK$46,218
baseline
▲ 0.50% · 4.625%
HK$49,031
+HK$2,813/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$92,436/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,384
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$49,681
−HK$1,317/mo
Today · 4.125%
HK$50,998
baseline
▲ 0.50% · 4.625%
HK$53,686
+HK$2,688/mo
Deposit HK$9.54M · loan HK$9.54M · min. income ≈ HK$101,996/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$715,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,189
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$53,813
−HK$1,649/mo
Today · 4.125%
HK$55,462
baseline
▲ 0.50% · 4.625%
HK$58,837
+HK$3,375/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$110,924/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$715,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,060
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,617
−HK$1,580/mo
Today · 4.125%
HK$61,197
baseline
▲ 0.50% · 4.625%
HK$64,423
+HK$3,226/mo
Deposit HK$7.63M · loan HK$11.44M · min. income ≈ HK$122,394/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$715,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,888
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$62,782
−HK$1,924/mo
Today · 4.125%
HK$64,706
baseline
▲ 0.50% · 4.625%
HK$68,643
+HK$3,937/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$129,412/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,737
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$69,554
−HK$1,843/mo
Today · 4.125%
HK$71,397
baseline
▲ 0.50% · 4.625%
HK$75,160
+HK$3,763/mo
Deposit HK$5.72M · loan HK$13.35M · min. income ≈ HK$142,794/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$715,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,284
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$80,719
−HK$2,474/mo
Today · 4.125%
HK$83,193
baseline
▲ 0.50% · 4.625%
HK$88,255
+HK$5,062/mo
Deposit HK$1.91M · loan HK$17.17M · min. income ≈ HK$166,386/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,090
−HK$4,706/mo
▼ 0.25% · 3.875%
HK$89,426
−HK$2,370/mo
Today · 4.125%
HK$91,796
baseline
▲ 0.50% · 4.625%
HK$96,634
+HK$4,838/mo
Deposit HK$1.91M · loan HK$17.17M · min. income ≈ HK$183,592/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$715,236 · Scale 2, in force from 26 Feb 2026)